I was recently introduced to a nifty new tool that may help you in shopping for a credit card. The [1] Credit Card Clients Savings Agent walks you through a few simple steps to determine what the best credit card is for you. The process takes about two minutes and is very user friendly. On starting the savings agent, it will ask you a few questions…including your current credit card, how much you owe (if any) and a bit about your spending habits, as well as your credit score (if you know it). It takes the input and returns a recommendation for a better credit card for you, along with the potential savings over one and two years.

If you have no debt, the site directs you to search for a reward card program.

All in all, it is a pretty neat tool that may help take some of the mystery out of choosing a credit card. Still, I recommend that you do your homework before signing up for any credit card and consider the impact on your credit. Also, check out my earlier post on [2] reducing the burden of your debt.

*Full Disclosure: I have no affiliation with CreditCardClients.com and have not received nor will I receive any compensation in connection with this post.