http://www.quarterlifefinance.com Personal Finance for your Quarterlife Crisis Wed, 20 Aug 2008 12:04:22 +0000 http://wordpress.org/?v=2.0.3 http://www.quarterlifefinance.com/investment/international-investments/#comment-8100 Thu, 13 Sep 2007 02:32:59 +0000 http://www.quarterlifefinance.com/investment/international-investments/#comment-8100 [...] Quarterlife Finance argues why you should invest internationally. How about the US economy, though still the largest, is only a small portion of the world economy? [...] […] Quarterlife Finance argues why you should invest internationally. How about the US economy, though still the largest, is only a small portion of the world economy? […]

]]> http://www.quarterlifefinance.com/the-plan/emergency-savings/#comment-8080 Thu, 23 Aug 2007 21:44:35 +0000 http://www.quarterlifefinance.com/the-plan/emergency-savings/#comment-8080 [...] Ask questions of your mortgage broker.  Don’t sign anything without knowing what it means.  Most brokers are honest, depending on referral business, and cannot afford to scam you.  If you can put down even 5% of the purchase price, you’ll benefit significantly.  Your best option is to keep your credit score high, put down 5-20% on the purchase, and keep a healthy emergency savings account to help you through any financial difficulties. [...] […] Ask questions of your mortgage broker.  Don’t sign anything without knowing what it means.  Most brokers are honest, depending on referral business, and cannot afford to scam you.  If you can put down even 5% of the purchase price, you’ll benefit significantly.  Your best option is to keep your credit score high, put down 5-20% on the purchase, and keep a healthy emergency savings account to help you through any financial difficulties. […]

]]> http://www.quarterlifefinance.com/the-plan/retirement-how-much-to-save/#comment-8079 Thu, 23 Aug 2007 21:43:24 +0000 http://www.quarterlifefinance.com/the-plan/retirement-how-much-to-save/#comment-8079 [...] In essense, what you need to understand in order to reach any goal is the “time value of money”.  The basic principle behind time value of money is that one dollar today is worth more than one dollar that you will receive in a year, because you are able to earn a return on the dollar that you have today.  By learning how to do time value of money calculations (like we did when determining how much to save for retirement) you can determine just how much to save for any goal. [...] […] In essense, what you need to understand in order to reach any goal is the “time value of money”.  The basic principle behind time value of money is that one dollar today is worth more than one dollar that you will receive in a year, because you are able to earn a return on the dollar that you have today.  By learning how to do time value of money calculations (like we did when determining how much to save for retirement) you can determine just how much to save for any goal. […]

]]> http://www.quarterlifefinance.com/mortgages/end-of-subprime-mortgages/#comment-7997 Fri, 10 Aug 2007 18:01:09 +0000 http://www.quarterlifefinance.com/mortgages/end-of-subprime-mortgages/#comment-7997 [...] Back in March I commented on the growing issues with the subprime mortgage sector and how it may affect quarterlifers.  Well, we are seeing “round two” of the meltdown hitting Wall Street as we speak.  Major market indices have shed some serious ground over the last week or two.  Why? [...] […] Back in March I commented on the growing issues with the subprime mortgage sector and how it may affect quarterlifers.  Well, we are seeing “round two” of the meltdown hitting Wall Street as we speak.  Major market indices have shed some serious ground over the last week or two.  Why? […]

]]> http://www.quarterlifefinance.com/promotions/prosper-referral-bonus/#comment-7734 Wed, 25 Jul 2007 17:35:41 +0000 http://www.quarterlifefinance.com/promotions/prosper-referral-bonus/#comment-7734 [...] For more information on the referral bonus program, read my previous post. [...] […] For more information on the referral bonus program, read my previous post. […]

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