In a previous post, I detailed my thoughts on investing for retirement in Exchange-Traded Funds (ETFs). I just finished reading Burton Malkiel’s masterpiece A Random Walk Down Wall Street and am more certain than ever that a buy-and-hold strategy using low-cost index funds in a Roth IRA is the wisest retirement strategy for a […]

So you have a Roth IRA, you are saving $333 per month or thereabouts, you understand the principles of dollar cost averaging, and you have have a target asset allocation.  Now it is time to choose a group of investments that will make up your retirement portfolio.
You have a wide variety of investments available to […]

You don’t need to be a great stock-picker or have a degree in investment banking to make money through investments.  In fact, study after study has shown that the vast majority of the returns from any given portfolio result from the asset allocation of that portfolio.  In other words, by simply choosing a nicely diversified […]